Insurance, Forex, Hosting, mba, credit
AUTOMOBILE INSURANCE AND SIMULATOR
The National Commission for the Protection and
Defense of Users of Financial Services (CONDUSEF), available to the public, the
simulator auto insurance on its website, allowing people to compare different
alternatives to acquire insurance.This tool compares that clearly and simply
show the scope of various guarantees Limited Liability and spacious, as
explained in a single table, which makes each product and does not cover the
cost function of the premium for the company insurance.Thus, interested parties
can meet, depending on the model and year of vehicle and age, the cost of
insurance coverage according to the squatters considered medical expenses,
roadside assistance, legal protection, vehicle replacement and death of the
pilot, among others.In addition to the cost of insurance, the simulator allows
the person to consult and compare the rates that would have to cover if you
want to make payments annually, half-yearly, quarterly or monthly, showing
whether the supplement or the additional cost that involves payment by
installments, so choose the one that best suits your budget.Similarly, contains
support information to facilitate product knowledge: a glossary of terms, how
insurance works, what are the covers, exclusions and how a person should be
adjusted before and during their employment.CONDUSEF reports that in the first
stage, the simulator has information of 11 insurance companies (about 90%
market share) and 32,250 vehicles produced for 2008-2012 models, in 10 states,
for men and Women aged between 20 and 45 years of age. However, it continues to
work with the insurance industry and the Mexican Association of Insurance
Institutions (AMIS) to other states of the Republic, more vehicles and is up to
60 years.This new simulator, first of its kind, joins others have CONDUSEF so
people can better understand the financial products, compare them and choose
the ones that suit them best, according to their needs.It is worth recalling
the low level of car insurance in Mexico, which is about 27%, only 3 out of 10 are
insured vehicles in the country, a figure that indicates a significant delay in
relation to countries such as Chile , Colombia, Argentina and Brazil,
respectively, representing a penetration rate of 100%, 80%, 77% and 75%.This
means that just over 10.6 million motorists have no protection against accident
or theft of your vehicle, which exposes them to high-risk assets, since every
year 4.2 million accidents road reported in the country, of which 76% occur in
urban areas.In fact, accident statistics show that 3 100 injured in accidents
acquire a debt that exceeds 100% of your monthly income and that 8.5 100
families, where he died or suffered a disability because of a person of a car
accident, registered a permanent or prolonged decline in their standard of
living.Look CONDUSEF with the new simulator is that people are aware not only
of the risks it is exposed daily and economic implications, but also that the
market there are products that protect against these eventualities and can be
available to their economic capacity and that should not be seen only as a
cost, but as what they are: protection.This, because, according to the National
Survey on Financial Inclusion (ENIF 2012), 42% of adults said they did not have
insurance because they are very expensive, another 19% as it finds that they
are not needed and 20% of points he does not know where and how to apply.For
further information please contact the phone to CONDUSEF 01800999 80 80 or
visit our website www.condusef.gob.mx, they can also follow us on Twitter:
CondusefMX.
